Our investment process is focused on seven primary investment principles: goals, risk, diversification, tax minimization, time, discipline and cost.
Defining client goals is the first step in the process. We must have a defined goal or set of goals to understand the end target. Once the goals have been established, we start the process of constructing a portfolio of investments that align our client’s goals with their assets.
The amount of time to retirement plays a significant role in how we build portfolios and the asset classes utilized within the portfolio. We understand market cycles and the consequences of not considering time horizon as a major component of our investment process.
Paying attention to tax strategies for your business or retirement income is important, but there is no single right strategy. Each person’s personal situation is different and preparing a tax minimization strategy for each client is detrimental to the returns of the portfolio.
Determining client’s risk tolerance is paramount to creating a portfolio that is perfectly aligned with the amount of risk a client is comfortable with. The level of risk aversion determines the field of investments and drives our analysis of suitable investments.
Diversity is the key to reducing volatility in a portfolio. With client goals and risk tolerance established, we analyze suitable investments and strategically construct a diversified portfolio that stands the test of time and gives the client peace of mind.
Our core belief is to stay disciplined when markets are volatile. We are confident in our investment selection process. Staying invested during difficult times has proven to be the best way to remain on track to meet client goals. Knee-jerk reactions to market fluctuation diminishes the returns in a portfolio. We stay the course, but closely monitor performance and make necessary adjustments when appropriate.
Understanding that fees associated with investments have an impact on returns, our mission is to search out the very best solutions for each client while keeping costs at a minimum.
A Year to Celebrate
July 8th marked our first anniversary as a Division of mFORCE Capital. It seems as though it was just yesterday that I put my trust in you, my clients, and decided to join the mFORCE team. I can say that with all its challenges, late nights, and unanticipated turns and twists, it has been worth it. Our team has successfully completed the transition and now we have more opportunities and resources available to each of you.
I am especially grateful for every one of you that made this transition with me. Your loyalty has made this dream a reality and I can’t say “Thank you” enough. I know the move will benefit each of you along the way as we move through life together. The move to partnered independence opened a vast network of resources. It is through these partnerships and resources that we will continue to offer enhanced investment solutions in both challenging and non-challenging market conditions.
To my new family members, I am thrilled that you joined us in our inaugural year with mFORCE Capital. We have so much to offer you and my team looks forward to growing alongside you.
Our goal is to deliver honest, clear and concise information in a way that improves the quality of life for our clients. We will continue to provide impeccable service and objective, thoughtful advice along with best-in-class solutions.
I look forward to the coming year and all the successes it will bring. We are here to help you maneuver through life’s financial complexities and serve you in any way we can.
Thank you for placing your trust in us!
All the best,
Joe Marriott
